{
"section": "The Basics",
"description": "Basic information about you.",
"country": {
"label": "What country do you live in?",
"fields": {
"country": {
"reviewLabel": "Country"
}
}
},
"province": {
"backLabel": "I don't live in Canada",
"label": "Let's start with an easy one.",
"label2": "Where do you currently live?",
"fields": {
"province": {
"reviewLabel": "Province",
"options": {
"other": {
"label": "Another Province"
}
}
}
},
"interceptModal": {
"item1": {
"label": "Wills outside of Quebec are generally written in English. If you continue, your updated documents will be in English."
},
"item2": {
"label": "Epilogue does not offer incapacity planning documents in Quebec.",
"label2": "If you proceed, you will only be able to create your Will."
},
"item3": {
"label": "The package you've selected includes incapacity planning documents. Epilogue does not offer these in Quebec.",
"label2": "Click \"Continue\" to change to a Will-only package."
}
}
},
"state": {
"backLabel": "I don't live in the US",
"label": "Which state do you live in?",
"fields": {
"province": {
"reviewLabel": "State",
"placeholder": "Select your state"
}
}
},
"unsupported-province": {
"label": "Where do you currently live?",
"fields": {
"unsupportedProvince": {
"placeholder": "Province",
"reviewLabel": "Unsupported Province"
}
}
},
"unsupported-province-email": {},
"partner": {
"label": {
"part1": "Do you have a spouse or ",
"part2": {
"term": "partner",
"definition": "A person with whom you are in a committed relationship that you expect to be permanent."
},
"part3": "?"
},
"sidebar": {
"item1": {
"header": "How do I know if I'm in a common-law relationship?",
"children": {
"item1": {
"body": "For this question, we are not checking whether your relationship meets the legal definition of \"common-law\"."
},
"item2": {
"body": "Just ask yourself whether you are in a committed physical and emotional relationship with someone that you expect will be permanent. If so, then click 'Yes', otherwise your answer should be 'No'."
}
}
}
},
"fields": {
"hasPartner": {
"reviewLabel": "Spouse/Partner?",
"options": {
"yes": {
"label": "$t(common:yes)",
"subLabel": "I'm married, engaged, or in a common-law relationship"
},
"no": {
"label": "$t(common:no)",
"subLabel": "I'm single, separated, divorced, or widowed"
}
}
}
}
},
"children": {
"label": {
"part1": "Do you have any ",
"part2": {
"term": "children",
"definition": "This includes any biological or adopted children, or any step-children that you consider to be part of your family."
},
"part3": "?"
},
"sidebar": {
"item1": {
"header": "What if I have legally adopted children?",
"children": {
"item1": {
"body": "If you have children that you have legally adopted, you should answer 'Yes' to this question."
}
}
},
"item2": {
"header": "What if I have step-children that I have not legally adopted?",
"children": {
"item1": {
"body": "If you have step-children that you consider to be part of your family, you should answer 'Yes' to this question - even if you have not legally adopted them."
},
"item2": {
"body": "We will ask for more information about your children later, and you'll be able to indicate that you have step-children who are not legally adopted."
}
}
}
},
"fields": {
"hasChildren": {
"reviewLabel": "Children?",
"options": {
"yes": {
"label": "$t(common:yes)"
},
"no": {
"label": "$t(common:no)"
}
}
}
}
},
"children-other-relationship": {
"label": "Do you have children with anyone other than your current spouse or partner?",
"sidebar": {
"item1": {
"header": "How should I answer this question?",
"children": {
"item1": {
"body": "If you are currently in a relationship but you have children from a previous relationship, click 'Yes'. If all of your children are the product of your relationship with your current spouse/partner, your answer should be 'No'."
}
}
},
"item2": {
"header": "Why do you need to know this for my Will?",
"children": {
"item1": {
"body": "We want to make sure that we can help you create a Will that works for you and your family. Estate planning can be more complicated when someone has children from a previous relationship."
}
}
}
},
"fields": {
"childrenOtherRelationship": {
"reviewLabel": "Children from Prior Relationship?",
"options": {
"yes": {
"label": "$t(common:yes)"
},
"no": {
"label": "$t(common:no)"
}
}
}
}
},
"spousal-trust-lawyer": {
"dropOffLabel": "Epilogue was created to help Canadians make their own basic Wills, but for blended families a basic Will may not be enough."
},
"family-disability": {
"sidebar": {
"item1": {
"header": "What do you mean by {{familyDisabilityProgram}}?",
"children": {
"item1": {
"body": "Each provincial government has a program to assist people with disabilities. They often include income support and other support services for people with disabilities whose income and assets are insufficient to cover their basic expenses."
},
"item2": {
"body": "If someone in your family has applied for, and is receiving government disability benefits, under this program, you select 'Yes'. If not, you can select 'No'."
}
}
},
"item2": {
"header": "Why do you need to know this for my Will?",
"children": {
"item1": {
"body": "We want to make sure that we can help you create a Will that works for you and your family. Estate planning can more complicated when there is a close family member that is receiving benefits from {{familyDisabilityProgram}}."
}
}
}
},
"label": "Does anyone in your immediate family receive government disability benefits under {{familyDisabilityProgram}}?",
"fields": {
"familyDisability": {
"reviewLabel": "Beneficiary with Disability?"
}
}
},
"family-disability-lawyer": {
"dropOffLabel": "Epilogue was created to help Canadians make their own basic Wills, but when it comes to planning for family members with disabilities, a basic Will may not be enough."
},
"not-right-for-me": {
"dropOffLabel": "Epilogue was created to help Canadians make their own basic Wills, but we're not right for everyone. If your needs are more complicated, a basic Will may not be enough."
},
"notarial-will": {
"dropOffLabel": "Browse our list of Quebec notaries below."
},
"create-account": {
"sidebar": {
"item1": {
"header": "Why do I need an account?",
"children": {
"item1": {
"body": "Creating an account lets us save your progress as you go. This means you don't have to finish the questionnaire all at once. You can stop at any time and come back to finish when you are ready."
},
"item2": {
"body": "You can log back in to Epilogue any time using your email address and password (or sign in with Google)."
}
}
},
"item2": {
"header": "Will you send me emails?",
"children": {
"item1": {
"body": "When you sign up for an Epilogue account you can indicate if you'd like to receive reminders from us about completing your Will. We won't send you reminder emails unless you ask for them."
}
}
},
"item3": {
"header": "Is my data secure?",
"children": {
"item1": {
"body": "Your security is of the utmost importance to us. All of your data is transmitted and stored in an encrypted format. Learn more about our security here."
}
}
},
"item4": {
"header": "How much does it cost?",
"children": {
"item1": {
"body": "You can find Epilogue's pricing here. Every purchase includes free updates for life."
},
"item2": {
"body": "Creating an account, answering the questions, and previewing your documents is completely free. You only pay at the end, when you're ready to purchase your documents."
}
}
},
"item5": {
"header": "What if I change my mind?",
"children": {
"item1": {
"body": "You are in control of your own data. If you create an account and later decide that Epilogue is not the right solution for you, you can choose to delete your account and all your data from our system."
},
"item2": {
"body": "Simply access your Epilogue account settings and click the button labeled \"Delete Account\"."
}
}
},
"item6": {
"header": "Will my spouse and I share an Epilogue account?",
"children": {
"item1": {
"body": "Every individual needs to have their own Will, and so every individual creates their own Will through their own personal Epilogue account."
},
"item2": {
"body": "As part of your Will-making process, we'll ask you whether your spouse/partner needs a Will as well. If the answer is \"Yes\" we can help them get started with their Will too."
}
}
}
}
},
"product": {
"label": "One more thing before we continue.",
"label2": "A Will deals with what happens after someone dies. Most people also make a plan in case they become incapable of making decisions for themselves while they are still alive. Is this something you'd like to do?",
"sidebar": {
"item1": {
"header": "What is incapacity planning?",
"children": {
"item1": {
"body": "A person's Will only takes effect after they die. Incapacity planning involves creating legal documents to deal with a situation where you are alive, but incapable of making decisions or taking care of things for yourself. Incapacity can come about as a result of an unforeseen accident or because of general cognitive decline."
}
}
},
"item2": {
"header": "What does incapacity planning involve?",
"children": {
"item1": {
"body": "Basic incapacity planning involves creating two legal documents in addition to a Will."
},
"item2": {
"body": "The first lets you appoint someone to deal with financial matters, like managing your assets and paying your bills. It is commonly known as an Enduring Power of Attorney."
},
"item3": {
"body": "The second document appoints someone to make decisions regarding your personal care (e.g. where you will live) and health care (e.g. medical decisions). This document has different names in different provinces (e.g. Personal Directive, Health Care Directive), and is often referred to as a \"Living Will\"."
}
}
}
},
"fields": {
"product": {
"reviewLabel": "Package",
"options": {
"willPoa": {
"label": "$t(common:yes)",
"reviewLabel": "Will + Incapacity Documents"
},
"will": {
"label": "No, I only need a Will",
"reviewLabel": "Will Only"
}
}
}
},
"interceptModal": {
"item1": {
"label": {
"case1": "In New Brunswick, an Enduring Power of Attorney must be reviewed, signed, and witnessed by a lawyer.",
"case2": "In Manitoba, only certain people can act as a witness for an Enduring Power of Attorney."
},
"subLabel": {
"case1": "You will need to find a lawyer to review, sign, and witness your Enduring Power of Attorney. The lawyer may charge a fee for this service which is not included in the price of your Epilogue documents.",
"case2": "You will need to find a physician licensed in Manitoba, a Manitoba lawyer or notary public, a person authorized to solemnize marriage in the province, a judge or justice of the peace, or a police/RCMP officer to witness your Enduring Power of Attorney."
},
"secondaryButtonLabel": "I've changed my mind, I only need a Will"
}
}
},
"partner-product": {
"label": "{{partnerFirstName}} {{partnerLastName}} has already paid for you to create your Will{{provinceWillPoa}}.",
"label2": {
"case1": "This document allows you to take care of those you love when you're no longer here.",
"case2": "These documents will provide complete protection to cover death and incapacity."
}
},
"intro": {
"highlightPillText": "One Minute",
"label": "You're well on your way now.",
"subLabel": "We just have a few more basic questions about you."
},
"name": {
"label": "What's your full legal name?",
"sidebar": {
"item1": {
"header": "What name should I use if I am married and have assumed my spouse's name?",
"children": {
"item1": {
"body": {
"default": "If you have assumed your spouse's name and that is how you're referred to on your passport, bank accounts, tax returns, and other important documents, then you should use your married name.",
"quebec": "You must use the name as it appears on your birth certificate issued by the Director of civil status."
}
}
}
},
"item2": {
"header": "Why is it important to indicate that I commonly use a different name?",
"children": {
"item1": {
"body": "Sometimes, a person may have certain assets/accounts that refer to them by a name that is not their legal name. For example, 'James Thomas Smith' might by listed as 'Tom Smith' on a bank account or utility bill. A person's Will should refer to them by their full legal name, but adding a 'commonly known as' name can help deal with accounts that are opened under another name."
}
}
}
},
"fields": {
"firstName": {
"placeholder": "First Name",
"reviewLabel": "First Name"
},
"middleName": {
"placeholder": "Middle Name",
"reviewLabel": "Middle Name"
},
"lastName": {
"placeholder": "Last Name",
"reviewLabel": "Last Name"
},
"commonlyKnownAsName": {
"placeholder": "Common Name (Including Last Name)",
"reviewLabel": "Common Name"
}
}
},
"has-partner-specific": {
"label": "Which one of these apply to you and your partner?",
"fields": {
"hasPartnerSpecific": {
"reviewLabel": "Marital Status",
"options": {
"married": {
"label": "We're married",
"reviewLabel": "Married"
},
"commonLaw": {
"label": "We're common-law",
"reviewLabel": "Common-Law"
},
"engaged": {
"label": "We're engaged",
"reviewLabel": "Engaged"
},
"other": {
"label": "Other",
"reviewLabel": "Other"
}
}
}
},
"interceptModal": {
"item1": {
"label": "Under PEI law, a person's Will becomes invalid on the day they get married.",
"subLabel": "You can finish and sign your Will before you get married, but remember to log back into your account, update your answers, and print/sign your new Will after you get married.",
"primaryButtonLabel": "Continue"
}
}
},
"contemplation-of-marriage": {
"label": "Because you're engaged, we need to ask you one extra question.",
"label2": "Do you want your Will to remain valid after you get married to your current partner?",
"subLabel": "If not, your Will would automatically get revoked on the day you get married.",
"fields": {
"inContemplationOfMarriage": {
"reviewLabel": "Will Stays Valid After Marriage?",
"options": {
"yes": {
"label": "$t(common:yes)"
},
"no": {
"label": "$t(common:no)"
}
}
}
}
},
"no-partner-specific": {
"label": "What's your current marital status?",
"fields": {
"noPartnerSpecific": {
"reviewLabel": "Marital Status",
"options": {
"single": {
"label": "I'm single",
"reviewLabel": "Single"
},
"separated": {
"label": "I'm separated",
"reviewLabel": "Separated"
},
"divorced": {
"label": "I'm divorced",
"reviewLabel": "Divorced"
},
"widowed": {
"label": "I'm widowed",
"reviewLabel": "Widowed"
}
}
}
}
},
"date-of-birth": {
"label": "What is your date of birth?",
"fields": {
"dateOfBirth": {
"reviewLabel": "Date of Birth"
}
}
},
"city-town": {
"label": "Where in $t({{province}}) do you live?",
"fields": {
"cityTown": {
"placeholder": "City or Town",
"reviewLabel": "City/Town"
}
}
},
"gender": {
"label": "What gender do you identify with?",
"sidebar": {
"item1": {
"header": "Why do you need to know this for my Will?",
"children": {
"item1": {
"body": "Your answer to this question only determines whether your Will refers to you using a masculine, feminine, or neutral pronoun."
}
}
}
},
"fields": {
"gender": {
"reviewLabel": "Gender",
"options": {
"male": {
"label": "I'm male",
"reviewLabel": "Male"
},
"female": {
"label": "I'm female",
"reviewLabel": "Female"
},
"other": {
"label": "Other",
"reviewLabel": "Other"
},
"notSay": {
"label": "I prefer not to say",
"reviewLabel": "Prefer not to say"
}
}
}
}
},
"pets": {
"label": "Do you have any pets?",
"subLabel": "If so, you'll have the opportunity to name someone to look after them in case something happens to you.",
"reviewLabel": "Pets?"
},
"resp": {
"label": {
"case1": "Do you have any registered education savings plans (RESPs) in place for your children or anyone else?",
"case2": "Do you have any registered education savings plans (RESPs) in place for any friends, family members, or anyone else?"
},
"subLabel": "If so, you'll have the opportunity to deal with them in your Will.",
"fields": {
"hasResps": {
"reviewLabel": "RESPs?"
}
}
},
"investment-accounts": {
"label": "Do you have any other registered investment accounts?",
"subLabel": "If there are any that you're unsure about, leave them unchecked.",
"sidebar": {
"item1": {
"header": "What happens to registered accounts like my RRSP, TFSA, and FHSA when I die?",
"children": {
"item1": {
"body": "When a registered account (RRSP, RRIF, TFSA, FHSA, etc.) is opened, the owner usually names one or more designated beneficiaries on the account. When the account owner dies, whatever remains in the account becomes payable to the named beneficiary(ies) and does not form part of the deceased's estate. This means those assets are not distributed according to the person's Will."
},
"item2": {
"body": "Different registered accounts also have different tax implications when the owner dies. In general, RRSPs, RRIFs, and FHSAs are taxable on death, but TFSAs are not. In some cases these tax implications can be deferred - for example when an RRSP or FHSA is transferred to a spouse."
}
}
},
"item2": {
"header": "What is a First Home Savings Account (FHSA)?",
"children": {
"item1": {
"body": "The FHSA is a new type of savings account that was introduced by the Canadian government in April 2023. It is designed to help people save for the purchase of their first home."
},
"item2": {
"body": "Like an RRSP, contributions made to an FHSA are tax deductible. Withdrawals are tax-free so long as they're used towards the purchase of a qualifying home. There is an annual FHSA contribution limit of $8,000 and a lifetime limit of $40,000."
},
"item3": {
"caption": "To learn more about the new First Home Savings Account, watch this 2 minute explainer video courtesy of RBC."
}
}
},
"item3": {
"header": "Why do we ask this?",
"children": {
"item1": {
"body": "Making a Will is just one part of a comprehensive estate plan. Certain assets like registered accounts usually aren't dealt with in a Will, but it is still important to make a plan for them because they can have significant value."
},
"item2": {
"body": "Understanding a bit more about what you own will help us give you information about estate planning that is most relevant to you."
}
}
}
},
"fields": {
"investmentAccounts": {
"reviewLabel": "Other Registered Investment Accounts"
}
}
},
"life-insurance": {
"label": "Do you currently have life insurance?",
"subLabel": "If you only have life insurance through your employer, please select \"No\".",
"fields": {
"hasLifeInsurance": {
"reviewLabel": "Life Insurance?",
"options": {
"yes": {
"label": "$t(common:yes)"
},
"no": {
"label": "$t(common:no)"
}
}
}
},
"sidebar": {
"item1": {
"header": "Where does my life insurance get paid when I die?",
"children": {
"item1": {
"body": {
"default": "Life insurance policies usually name one or more beneficiaries who are entitled to receive the insurance proceeds after the insured person passes away. The insurance proceeds are paid directly to the named beneficiaries (or held in trust for beneficiaries who are minors) and do not form part of the estate.",
"quebec": "Life insurance policies usually name one or more beneficiaries who are entitled to receive the insurance proceeds after the insured person passes away. The insurance proceeds are paid directly to the named beneficiaries and do not form part of the estate."
}
},
"item2": {
"body": "If the estate is designated as beneficiary of an insurance policy, if no beneficiary is designated, or if all designated beneficiaries die before insured person, the insurance proceeds are payable to the estate and are distributed according to the Will."
}
}
},
"item2": {
"header": "Why do we ask this?",
"children": {
"item1": {
"body": "Making a Will is just one part of a comprehensive estate plan. Certain assets like life insurance usually aren't dealt with in a Will, but it is important for someone to understand how their life insurance will be dealt with, since it is often put in place to protect loved ones."
},
"item2": {
"body": "Understanding a bit more about what you own will help us give you information about estate planning that is most relevant to you."
}
}
}
}
},
"canadian-real-estate": {
"label": "Do you own any real estate in Canada?",
"subLabel": "This could be your house, condo, or any other type of property.",
"fields": {
"canadianRealEstate": {
"reviewLabel": "Real Estate In Canada?"
}
},
"sidebar": {
"item1": {
"header": "What if I own my home jointly with someone else?",
"children": {
"item1": {
"body": "If you own your home jointly with someone else (like a spouse or partner), you should check the box to indicate that you own your own home."
}
}
},
"item2": {
"header": "What happens to my home when I die?",
"children": {
"item1": {
"body": "When someone dies, the way their home is dealt with depends on how the property is owned. If the person's home is owned by them alone (i.e. no co-owner), then the home would usually form part of their estate and be dealt with according to their Will."
},
"item2": {
"body": "Sometimes a home is owned with someone else (like a spouse or partner) as “joint tenants with right of survivorship”. When a joint tenant dies, the home automatically transfers to the surviving owner (by right of survivorship). In these cases, the home is not part of the estate and is not dealt with as part of the Will."
},
"item3": {
"body": "It is also possible for two or more people to own a property together without a right of survivorship. In that case, each person's interest in the home will usually form part of their estate and be dealt with in their Will."
},
"item4": {
"body": "If you own a home but aren't sure of how ownership is held or what will happen to it when you die, you should speak to a lawyer who can help you answer that question."
}
}
},
"item3": {
"header": "Why do we ask this?",
"children": {
"item1": {
"body": "Making a Will is just one part of a comprehensive estate plan. Certain assets like a home or other real estate might not be dealt with in a Will. It is important for someone to understand what will happen to their real estate after they die, since it is often a person's most valuable asset."
},
"item2": {
"body": "Understanding a bit more about what you own will help us give you information about estate planning that is most relevant to you."
}
}
}
}
},
"american-real-estate": {
"label": "Do you own any real estate in the United States?",
"subLabel": "This could be your house, condo, or any other type of property.",
"fields": {
"americanRealEstate": {
"reviewLabel": "Real Estate in the United States?"
}
}
},
"foreign-property": {
"label": "Do you own any real estate outside of {{country}}?",
"fields": {
"hasForeignProperty": {
"reviewLabel": "Real Estate Outside {{country}}?"
}
},
"interceptModal": {
"label": "Because you live in $t({{province}}), you'll need {{aCountryDemonym}} Will.",
"subLabel": "Since you own real estate outside of {{country}}, you may also need a Will in the foreign country. Learn more",
"primaryButtonLabel": "Continue my {{countryDemonym}} Will",
"secondaryButtonLabel": "Please connect me to a lawyer"
}
},
"us-drop-off": {
"heading": "We're sorry, but we can't help with your current situation.",
"body": "Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur adipiscing elit.",
"linkLabel": "Estate planning resources for {{state}}"
},
"foreign-property-lawyer": {
"dropOffLabel": "If you'd like to speak to a lawyer about how owning foreign real estate can impact your estate planning, we'd like to help."
},
"review": {
"label": "We're done with the basics.",
"subLabel": "Please review this summary to make sure we have everything right so far."
},
"investment-accounts-us": {
"label": "Which investment accounts do you have?",
"subLabel": "Select all that apply. If you have none, leave all options unchecked and continue.",
"reviewLabel": "Investment accounts",
"options": {
"401k": "401(k)",
"roth401k": "Roth 401(k)",
"403b": "403(b)",
"457b": "457(b)",
"traditionalIra": "Traditional IRA",
"rothIra": "Roth IRA",
"sepIra": "SEP IRA",
"simpleIra": "SIMPLE IRA",
"tsp": "Thrift Savings Plan (TSP)"
},
"interceptModal": {
"label": "Your investment accounts",
"subLabel": "You've indicated that you have one or more investment accounts. Click “I understand” to continue, or close this message to review your selections.",
"primaryButtonLabel": "I understand"
}
}
}